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Refund requests will be considered only if all applicable eligibility criteria are met. Any request that does not comply with the stated rules shall not be entertained.

Refund Eligibility Conditions

A refund may be granted only if:

The refund request is raised within the specified time period communicated at the time of purchase

The user has not accessed a substantial portion of the paid content, services, or sessions

misuse, duplication, recording, or sharing of Swastika’s content has occurred

The user has complied with all Terms & Conditions, Privacy Policy, and usage guidelines

Failure to meet any of the above conditions will result in rejection of the refund request.

Non-Refundable Situations

Refunds will not be provided in the following cases

Change of mind after purchase

Losses incurred during trading or dissatisfaction with results

Partial usage or attendance of training, sessions, or services

Delay in raising the refund request beyond the allowed period

Violation of Swastika’s policies or misuse of content

Cancellation Policy

Cancellation requests must be submitted strictly as per the cancellation window, if applicable, mentioned at the time of enrollment. Once services have commenced, cancellations may not be accepted.

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